Terms of Use

Last Updated: July 2026

By accessing or using the ZIPPY Cash website, you agree to be bound by these Terms of Use. If you do not agree with these terms, please discontinue use of our website and services.

1. Eligibility

You must be a legal resident of the United States and at least 18 years of age to use our services or submit a loan application.

2. E-Sign Consent

By submitting an application, you consent to receive disclosures, agreements, notices, and other communications electronically. You may withdraw your consent by contacting us, although doing so may limit or prevent our ability to provide online services.

3. SMS and Text Messaging Terms

By providing your mobile phone number and selecting the SMS consent checkbox, you agree to receive text messages related to your application, account, and other communications from ZIPPY Cash. Message and data rates may apply. Message frequency may vary. You may opt out at any time by replying STOP. For assistance, reply HELP. Wireless carriers are not responsible for delayed or undelivered messages.

4. Accuracy of Information

You agree that all information submitted during the application process is accurate, complete, truthful, and belongs to you. Providing false, misleading, or fraudulent information—including inaccurate banking details—may result in denial of your application and may subject you to legal action where permitted by law.

5. Dispute Resolution

Any disputes arising from your use of this website or our services will be resolved through binding arbitration rather than in court, except where prohibited by applicable law. By using this website, you agree to resolve disputes on an individual basis and waive any right to participate in class action proceedings.